A derivation is given of two-scale models that are able to describe deformation and flow in a fluid-saturated and progressively fracturing porous medium. From the micromechanics of the flow in the cavity, identities are derived that couple the local momentum and the mass balances to the governing equations for a fluid-saturated porous medium, which are assumed to hold on the macroscopic scale. By exploiting the partition-of-unity property of the finite element shape functions, the position and direction of the fracture is independent from the underlying discretisation. The finite element equations are derived for this two-scale approach and integrated over time. The resulting discrete equations are nonlinear due to the cohesive crack model and the nonlinearity of the coupling terms. A consistent linearisation is given for use within a Newton-Raphson iterative procedure. Finally, examples are given to show the versatility and the efficiency of the approach.