One dimensional pinning models have been widely studied in the physical and mathematical literature, also in presence of disorder. Roughly speaking, they undergo a transition between a delocalized phase and a localized one. In mathematical terms these models are obtained by modifying the distribution of a discrete renewal process via a Boltzmann factor with an energy that contains only one body potentials. For some more complex models, notably pinning models based on higher dimensional renewals, other phases may be present. We study a generalization of the one dimensional pinning model in which the energy may depend in a nonlinear way on the contact fraction: this class of models contains the circular DNA case considered for example in [7]. We give a full solution of this generalized pinning model in absence of disorder and show that another transition appears. In fact the systems may display up to three different regimes: delocalization, partial localization and full localization. What happens in the partially localized regime can be explained in terms of the "big-jump" phenomenon for sums of heavy tail random variables under conditioning. We then show that disorder completely smears this second transition and we are back to the delocalization versus localization scenario. In fact we show that the disorder, even if arbitrarily weak, is incompatible with the presence of a big-jump.