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Article Dans Une Revue Journal of Small Business Management Année : 2019

Microfinance traps and relational exchange norms : A field study of women entrepreneurs in Tanzania

Pankaj C. Patel
  • Fonction : Auteur
Celina Smith
  • Fonction : Auteur

Résumé

In interdependent social groups, microfinance traps occur when conflicts arise between borrowers’ affective ties related to family needs and instrumental ties related to obligations toward their loan group. Thus, the social capital that facilitates microfinancing can lead to conflicting obligations toward business needs and economic obligations toward family. Building on an inductive field study among female entrepreneurs in Tanzania, we conceptualize microfinance traps. By using relational contract theory to interpret the qualitative data, we argue that microfinance traps can be reduced by balancing role integrity, preserving norms and reciprocity, and harmonizing the social matrix toward the family and loan group.
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Dates et versions

hal-02311916 , version 1 (11-10-2019)

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  • HAL Id : hal-02311916 , version 1

Citer

Marta Lindvert, Pankaj C. Patel, Celina Smith. Microfinance traps and relational exchange norms : A field study of women entrepreneurs in Tanzania. Journal of Small Business Management, 2019, 57 (1), 230-254 p. ⟨hal-02311916⟩

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