A polarized atmospheric radiative transfer model for the computation of radiative transfer inside three-dimensional inhomogeneous mediums is described. This code is based on Monte Carlo methods and takes into account the polarization state of the light. Specificities introduced by such consideration are presented. After validation of the model by comparisons with adding-doubling computations, examples of reflectances simulated from a synthetic inhomogeneous cirrus cloud are analyzed and compared with reflectances obtained with the classical assumption of a plane parallel homogeneous cloud (1D approximation). As polarized reflectance is known to saturate for optical thickness of about 3, one could think that they should be less sensitive to 3D effects than total reflectances. However, at high spatial resolution (80 m), values of polarized reflectances much higher than the ones predicted by the 1D theory can be reached. The study of the reflectances of a step cloud shows that these large values are the results of illumination and shadowing effects similar to those often observed on total reflectances. In addition, we show that for larger spatial resolution (10 km), the so-called plane-parallel bias leads to a non-negligible overestimation of the polarized reflectances of about 7–8%.