Many numerical models are proposed in the literature using finite element and finite discrete element methods to study fretting wear, barely including the effect of wear debris. These models being computationally expensive, simulating large number of fretting wear cycles is not practically feasible. A new methodology is proposed which needs only bulk material properties like friction/wear coefficients and uses semi-analytical methods to simulate fretting wear with entrapped debris. In this approach, debris are assumed to be attached to one of the surfaces during the fretting process. The results obtained from this approach were compared with fretting experiments. The proposed method permits to capture the wear depth and scar width, and results are very close to that observed in the experiments.