Metal pollution in rivers should not be overlooked before their entry into the sea. However, there are few studies for estimating such contamination in rivers entering the Algerian coastal waters. Semimonthly quantification of dissolved and particulate metals, near the mouths of two industrial-tainted rivers, El Harrach and Mazafran rivers, was carried out during a period of one year. All the trace metals analyzed are originating from anthropogenic sources (EF > 1.5), with higher contamination of dissolved Pb, Cd, Zn and Ni and a slight degree of contamination of particulate Cu and Zn (0 < I geo < 1). Particulate metals show a stable complex with the particulate phase (e.g. 2 < LogK d < 6). The risk assessment results indicate that particulate Pb and Zn have a 33% likelihood of toxicity for adverse biological effects. A significant toxicity effect (ΣTUi >4) of the combined particulate metals (Pb, Cd, Cu, Zn, Cr, Ni and As) was primarily due to the higher particulate Cd, Zn, and Cr availability.