Adaptation to climate change and related coastal risks are key issues for communities living close to the Mediterranean Sea. The study explores how inhabitants of Marseilles and Nice, two major cities on the French Mediterranean coast, perceive recent climate change and how competent they find themselves in coping with changing climate and coastal risks. It also analyses the influence of socio-demographic and psycho-social variables on their perceived level of coping. The tool used is the French translated and adapted version of the Climate Change Perception Inventory (CCPI) by Rishi & Mudaliar (2014), filled in by a total of 475 participants in the study. Results show that in both cities, respondents are aware of climate change, but are not really worried about it. Marseilles and Nice differ in the role played by Coastal Subjective Well-Being. In both samples, the most important predictor of Coping and Adaptation is Climate related Stress and Emotional Concern. Finally, the study highlights the importance of considering psycho-social variables in the management of Climate Change Adaptation.