We consider photons strongly coupled to the excitonic excitations of a coupled quantum well, in the presence of an electric field. We show how, under a field increase, the hybrid polariton made of a photon coupled to hybrid carriers lying in the two wells transforms into a dipolariton made of a photon coupled to direct and indirect excitons. We also show how the cavity photon lifetime and the coherence time of the carrier wave vectors that we analytically handle through non-hermitian Hamiltonians affect these polaritonic states. While the hybrid polaritons display a spectral singularity where the eigenvalues coalesce, known as an exceptional point, that depends on detuning and lifetimes, we find that the three dipolaritonic states display an anticrossing without exceptional point due to the interaction between photons, direct, and indirect excitons.