It has recently been shown that, contrarily to a common belief, money transfer in the presence of faulty (Byzantine) processes does not require strong agreement such as consensus. This article goes one step further: namely, it first proposes a non-sequential specification of the money-transfer object, and then presents a generic algorithm based on a simple FIFO order between each pair of processes that implements it. The genericity dimension lies in the underlying reliable broadcast ab- straction which must be suited to the appropriate failure model. Interestingly, whatever the failure model, the money transfer algorithm only requires adding a single sequence number to its messages as control information. Moreover, as a side effect of the proposed algorithm, it follows that money transfer is a weaker problem than the construction of a safe/regular/atomic read/write register in the asynchronous message-passing crash-prone model.