Over recent decades, the effects of the intensity of natural disasters, especially hydro-meteorological phenomena, have increased signi cantly, especially in countries with rapidly-growing economies. Accordingly, it is necessary to identify the coping strategies individuals use and, in particular, their willingness to act. Cognitive and affective variables explain the presence or absence of behavioral intention. The aim of this study was to formulate and empirically test an explanatory model of coping strategies in response to two natural disaster risks: coastal ooding and ash oods. A total of 608 individuals living in Colombia, exposed to these phenomena, partici- pated in our study (257 exposed to ash ooding and 351 to coastal ooding). Structural equation modeling allowed us to establish that although place attachment and personal involvement are constants in determining coping strategies focused on problem solving, the role of risk perception differs signi cantly according to the risk under study. In the case of ash oods, the longer a person has lived in a place, the more they tend to develop coping strategies to manage stress, while in the case of coastal ooding, risk perception negatively determines strategies based on emotion regulation and avoidance. These ndings are discussed in the light of the literature in this eld.