Corrosion induced by chloride ions has become a critical issue for many reinforced concrete structures. The chloride ingress into concrete has been usually simplified as a diffusion problem where the chloride concentration throughout concrete is estimated analytically. However, this simplified approach has several limitations. For instance, it does not consider chloride ingress by convection which is essential to model chloride penetration in unsaturated conditions as spray and tidal areas. This paper presents a comprehensive model of chloride penetration where the governing equations are solved by coupling finite element and finite difference methods. The uncertainties related to the problem are also considered by using random variables to represent the model's parameters and the materials' properties, and stochastic processes to model environmental actions. Furthermore, this approach accounts for: (1) chloride binding capacity; (2) time-variant nature of temperature, humidity and surface chloride concentration; (3) concrete aging; and (4) chloride flow in unsaturated conditions. The proposed approach is illustrated by a numerical example where the factors controlling chloride ingress and the effect of weather conditions were studied. The results stress the importance of including the influence of the random nature of environmental actions, chloride binding, convection and two-dimensional chloride ingress for a comprehensive lifetime assessment.