We present an effective construction of divergence-free wavelets on the square, with suitable boundary conditions. Since 2D divergence-free vector functions are the curl of scalar stream-functions, we simply derive divergence-free multiresolution spaces and wavelets by considering the curl of standard biorthogonal multiresolution analyses (BMRAs) on the square. The key point of the theory is that the derivative of a 1D BMRA is also a BMRA, as established by Jouini and Lemari'e-Rieusset [11]. We propose such construction in the context of generic compactly supported wavelets, which allows fast algorithms. Examples illustrate the practicality of the method.